3 Hacks You didn’t Know on How to fix bad credit without a credit card

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How to fix bad credit without a credit card

1.Get credit for your rent

If you’re a renter with a history of positive payments, you may want to use a service like Rental Kharma or Rent Reporters that reports your credit information to the credit bureaus. These services typically require verification with your landlord and charge a registration and monthly fee. Rental Kharma has a one-time $50 account setup fee and $8.95 monthly fee, while Rent Reporters charges a one-time $94.95, then a $9.95 monthly fee.

Before you sign up for a service, check with your landlord to see if they already report your payments to the credit bureaus. This can help you save money, while potentially raising your credit score.

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